Terms of Use


Terms of Use Agreement These Terms of Use Agreement (“Agreement”) apply to your access and use of this website, or the applications and other online products and services (collectively, our “Services”) provided by WallX Media and Services (“WallX” or “we” or “us”). We are a Nigerian company with principal offices in Lagos, Nigeria, providing you with the WallX mobile device Service (the “App”) and related website (including the mobile-optimized versions of such website, the “Site”) under these Terms and Conditions (this “Agreement”). The App and the Site are referred to together as the “Service.” As used in these Terms and Conditions, ‘you’ or ‘users’ refers to individuals using the Service. By using the Service and/or by clicking the “I Agree” button, you unconditionally agree to follow and be bound by this Agreement and our Privacy Policy. If you do not agree to be bound by and comply with all of the terms of this Agreement, you may not use our Service. If you have any questions about this Agreement or our Services, please contact us at hello@Wallx.co

  1. MODIFICATIONS OF THIS AGREEMENT
  2. We reserve the right to update or modify this Agreement at any time. When changes are made, we will make a new copy of the Agreement available at our website and within our mobile application. If we make any material changes, we will also send push notification or show a pop-up to you via the WallX application. Any changes to the Agreement will be effective immediately for new and existing users of the website, the mobile application and/or the Services and We may require you to provide consent to the updated Agreement in a specified manner before further use of the website, the mobile application and/or the Services is permitted. If you do not agree to any change(s) after receiving a notice of such change(s), you shall stop using the Services, including the website and the mobile application. Otherwise, your continued use of the Services, including the website and the mobile application, constitutes your acceptance of such changes. For these reasons, we encourage you to periodically review this Agreement.

  3. Eligibility
  4. You must be at least 18 years of age to access or use our Services. If you are under 18 years of age (or the age of legal majority where you live), you may only access or use our Services under the supervision of a parent or legal guardian who agrees to be bound by this Agreement. If you are a parent or legal guardian of a user under the age of 18 (or the age of legal majority), you agree to be fully responsible for the acts or omissions of such user in connection with our Services. If you are accessing or using our Services on behalf of another person or entity, you represent that you are authorized to accept this Agreement on that person or entity’s behalf and that the person or entity agrees to be responsible to us if you or the other person or entity violates this Agreement.

  5. Disclaimer
  6. Your use of any aspect of the Service is at your own risk. Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In addition, WallX does not represent or warrant that our Services are accurate, complete, reliable, current or error-free. While We attempt to make your access to and use of our Services safe, we cannot and do not represent or warrant that our Services or servers are free of viruses or other harmful components. You assume the entire risk as to the quality and performance of the Services.

    We do not assume nor take responsibility any carelessness in protecting your financial records due to gaps on the part of our users. We strongly advise you password protect your devices, app and change your WALLX PIIN regularly.

    We advise that all monetary contributions should be done with people you know, already have relationships with and trust their integrity to manage pool funds. We may be unable to resolve disputes that may arise due to failed contributions and bad behaviors. This mainly applies to Quick and Rotational contributions.

    Crowdfunding Contributions will be subject to approval my our legal and compliance team at the point of request for withdrawal. This is required for to ensure that due diligence is conducted on our part to ascertain that the funds pulled from the public will be used for the said purpose.

  7. Privacy
  8. Please refer to our Privacy Policy for information about how we collect, use and disclose information about you. (See Below)

  9. User Content
  10. In the course of using the Services, you may upload, post, transmit or otherwise make available to us certain information, data, materials or other content, including information about yourself (“User Content”). All User Content will be treated in accordance with our Privacy Policy. Further, you grant us a world-wide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, perform, display, distribute, create derivative works in, store and archive such User Content. Also, you understand and agree that WallX retains the right to reformat, excerpt or translate any User Content provided or transmitted by you. Unless otherwise stated in this Agreement or our Privacy Policy, by submitting User Content, you represent and warrant that: (i) you are at least 18 years old; (ii) you own and control all rights to such User Content, or you have the lawful right to distribute, reproduce, and provide such User Content; (iii) such User Content is accurate and not misleading; and (iv) transmitting or providing such User Content does not: (a) violate this Agreement or (b) violate the rights of, or cause any injury to, any person or entity.

  11. Prohibited Conduct and Content
  12. You will not violate any applicable law, contract, intellectual property or other third-party right, and you are solely responsible for your conduct while accessing or using our Services. You will not: -Engage in any harassing, threatening, intimidating, predatory or stalking conduct; -Use or attempt to use another user’s account without authorization from that user and WallX; -Use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services or that could damage, disable, overburden or impair the functioning of our Services in any manner; -Reverse engineer any aspect of our Services or do anything that might discover source code or bypass or circumvent measures employed to prevent or limit access to any part of our Services; -Attempt to circumvent any content-filtering techniques we employ or attempt to access any feature or area of our Services that you are not authorized to access; -Develop or use any third-party applications that interact with our Services without our prior written consent, including any scripts designed to scrape or extract data from our Services; -Use our Services for any illegal or unauthorized purpose, or engage in, encourage or promote any activity that violates this Agreement. You may also only post or otherwise share User Content that is non-confidential and you have all necessary rights to disclose. You may not create, post, store or share any User Content that: -Is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory or fraudulent; -Would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party or otherwise create liability or violate any local, state, national or international law; -May infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party; -Contains or depicts any statements, remarks or claims that do not reflect your honest views and experiences; -Impersonates, or misrepresents your affiliation with, any person or entity; -Contains any unsolicited promotions, political campaigning, advertising or solicitations; -Contains any private or personal information of a third party without such third party’s consent; -Contains any viruses, corrupted data or other harmful, disruptive or destructive files or content; or -Is, in our sole judgment, objectionable or that restricts or inhibits any other person from using or enjoying our Services, or that may expose WallX or others to any harm or liability of any type. In addition, although we have no obligation to screen, edit or monitor User Content, we may delete or remove User Content at any time and for any reason.

  13. Limited License; Copyright and Trademark
  14. Our Services and the text, graphics, images, photographs, videos, illustrations, trademarks, trade names, page headers, button icons, scripts, service marks, logos, slogans, filters, user generated filters and other content contained therein (collectively, the “Materials”) are owned by or licensed to WallX and are protected under both Nigerian and foreign laws. Except as explicitly stated in this Agreement, WallX and our licensors reserve all rights in and to our Services and the Materials. You are hereby granted a limited, nonexclusive, nontransferable, non-sublicensable, revocable license to access and use our Services and Materials for your own personal use; however, such license is subject to this Agreement and does not include any right to: (a) sell, resell or commercially use our Services or Materials; (b) copy, reproduce, distribute, publicly perform or publicly display Materials, except as expressly permitted by us or our licensors; (c) modify the Materials, remove any proprietary rights notices or markings, or otherwise make any derivative uses of our Services or Materials, except as expressly set forth in this Agreement; (d) use any data mining, robots or similar data gathering or extraction methods; or (e) use our Services or Materials other than as expressly provided in this Agreement. Any use of our Services or Materials other than as specifically authorized herein, without our prior written permission, is strictly prohibited and will terminate the license granted under this Agreement. You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Materials.

  15. Feedback
  16. Any questions, comments, suggestions, ideas, original or creative materials or other information you submit about WallX or our products or Services (collectively, “Feedback”), is non-confidential and we have no obligations (including without limitation obligations of confidentiality) with respect to such Feedback. You hereby grant to WallX a fully paid, royalty-free, perpetual, irrevocable, worldwide, non-exclusive, and fully sublicensable right and license to use, reproduce, perform, display, distribute, adapt, modify, re-format, create derivative works of, and otherwise commercially or non-commercially exploit in any manner, any and all Feedback, and to sublicense the foregoing rights, in connection with the operation and maintenance of the Services and/or WallX’s business.

  17. Copyright Complaints
  18. We have a policy of limiting access to our Services and terminating the accounts of users who repeatedly infringe the intellectual property copyright rights of others upon prompt notification to us by the copyright owner or the copyright owner’s legal agent. Without limiting the foregoing, if you believe that your work has been copied and posted on or through the Services in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information: (a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (b) a description of the copyrighted work that you claim has been infringed; (c) a description of the location on the Services of the material that you claim is infringing; (d) your address, telephone number and e-mail address; (e) a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; (f) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Contact information for WallX’s Copyright Agent for notice of claims of infringement is as follows: Muhammad Aliyu, WALLX MEDIA and SERVICES 21 Babalola Street Eyinle Lane, Gbagada, Lagos, Nigeria

  19. Indemnification
  20. To the fullest extent permitted by applicable law, you will indemnify, defend, and hold harmless WallX and each of our respective officers, directors, agents, partners and employees (individually and collectively, the “WallX Parties”) from and against any loss, liability, claim, demand, damages, expenses or costs (“Claims”) arising out of or related to (a) your access to or use of our Services; (b) your User Content or Feedback; (c) your violation of this Agreement; (d) your violation, misappropriation or infringement of any rights of another (including intellectual property rights or privacy rights); or (e) your conduct in connection with our Services. You agree to promptly notify WallX Parties of any third party Claims, cooperate with WallX Parties in defending such Claims and pay all fees, costs and expenses associated with defending such Claims (including, but not limited to, attorneys’ fees). You also agree that the WallX Parties will have control of the defense or settlement of any third party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and WallX or the other WallX Parties.

  21. Limitation of Liability
  22. WallX and the other WallX parties will not be liable to you under any theory of liability—whether based in contract, tort, negligence, strict liability, warranty, or otherwise—for any indirect, consequential, exemplary, incidental, punitive or special damages or lost profits, even if WallX or the other WallX parties have been advised of the possibility of such damages. The total liability of WallX and the other WallX parties, for any claim arising out of or relating to this agreement or our services, regardless of the form of the action, is limited to the amount paid, if any, by you to access or use our services. The limitations set forth in this section will not limit or exclude liability for the gross negligence, fraud or intentional misconduct of WallX or the other WallX Parties or for any other matters in which liability cannot be excluded or limited under applicable law. Additionally, some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations or exclusions may not apply to you.

  23. Release
  24. To the fullest extent permitted by applicable law, you release WallX and the other WallX Parties from responsibility, liability, claims, demands, and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between users and the acts or omissions of third parties. You expressly waive any rights you may have under any other statute or common or international law principles that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release.

    Transfer and Processing Data

    By accessing or using our Services, you acknowledge and, as applicable, consent to the processing, transfer and storage of information about you in and to Nigeria and other countries.

  25. Termination
  26. We reserve the right, without notice and in our sole discretion, to terminate your right to access or use our Services. We are not responsible for any loss or harm related to your inability to access or use our Services.

  27. Severability
  28. If any provision or part of a provision of this Agreement is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.

  29. Electronic Communications
  30. By accessing or using the Services, you also consent to receive electronic communications from WallX (e.g., responses to your requests, questions and feedback, announcements, updates, and security alerts through a push notification or by posting notices on our Services). You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including, but not limited to, that such communications be in writing.

  31. Additional Terms Applicable to iOS Devices
  32. The following terms apply if you install, access or use the Services on any device that contains the iOS mobile operating system (the “App”) developed by Apple Inc. (“Apple”). -Acknowledgement. You acknowledge that this Agreement is concluded solely between us, and not with Apple, and WallX, not Apple, is solely responsible for the App and the content thereof. You further acknowledge that the usage rules for the App are subject to any additional restrictions set forth in the Usage Rules for the Apple App Store Terms of Service as of the date you download the App, and in the event of any conflict, the Usage Rules in the App Store shall govern if they are more restrictive. You acknowledge and agree that you have had the opportunity to review the Usage Rules. -Scope of License. The license granted to you is limited to a non-transferable license to use the App on any iPhone, iPod touch or iPad that you own or control as permitted by the Usage Rules set forth in the Apple App Store Terms of Service. -Maintenance and Support. You and WallX acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App. -Warranty. You acknowledge that Apple is not responsible for any product warranties, whether express or implied by law, with respect to the App. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price, if any, paid to Apple for the App by you; and to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App. The parties acknowledge that to the extent that there are any applicable warranties, any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any such applicable warranty would be the sole responsibility of WallX. However, you understand and agree that in accordance with this Agreement, WallX has disclaimed all warranties of any kind with respect to the App, and therefore, there are no warranties applicable to the App. -Product Claims. You and WallX acknowledge that as between Apple and WallX, WallX, not Apple, is responsible for addressing any claims relating to the App or your possession and/or use of the App, including, but not limited to (a) product liability claims, (b) any claim that the App fails to conform to any applicable legal or regulatory requirement, and (c) claims arising under consumer protection or similar legislation. -Intellectual Property Rights. The parties acknowledge that, in the event of any third party claim that the App or your possession and use of the App infringe that third party’s intellectual property rights, WallX, and not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim to the extent required under this Agreement. -Legal Compliance. You represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and (b) you are not listed on any U.S. Government list of prohibited or restricted parties. -Developer Name and Address. Any questions, complaints or claims with respect to the App should be directed to: WALLX MEDIA and SERVICES 21Nyesi Ibrahim Street, Oral Estate, Lekki Expressway, Lagos Nigeria hello@WallX.co -Third-Party Terms of Agreement. You agree to comply with any applicable third-party terms when using the Services. -Third-Party Beneficiary. The parties acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of this Agreement, and that, upon your acceptance of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary thereof).

  33. EXPORT RESTRICTION
  34. Except as authorized by Nigerian law and the laws of the jurisdiction in which the Service was obtained or is used, you may not use, export or re-export the Service. Specifically, and without limiting the foregoing, the Service may not be exported or re-exported into any Nigerian or international embargoed countries or to anyone on an internationally Denied Person’s List or Entity List or Specially Designated Nationals. You represent and warrant that you are not on any such list or located in any such country and that you will not use the Service for any purposes prohibited by Nigerian or other applicable law.